A 4% Investment that Pays for Life

Some say compounding interest is the 9th wonder of the world.

Imagine you invest $4 a day for 20 years at 6% interest. Four dollars is a small sum of money. After twenty years, you would have almost $60k. If you did it for 40 years, it would be closer to a quarter of a million. Not bad for $4. If you only made a $100 a day, those $4 is just 4% of your earnings.

How many people know this but don’t do it? After all, $4 a day is $120 a month. $120 a month is a bit more daunting.

And if you do invest the money, you are not guaranteed the return. The interest could change, the value of the currency could change, or disaster could hit. No guarantees. No security.

What if there was a guarantee? What if there was a sure-fire way to get a return on a 4% investment, a return that would pay dividends for the rest of your life? Would you do it?

If you said yes, then it is time to invest in yourself. What is a 4% investment into yourself? It is…

One hour of your day.

Imagine spending one hour of your day:

  • Working on your fitness. How much more enjoyable would be your life in your senior years?
  • Reading. How would this improve your mental development and ability to think critically?
  • Meditating. Oh, the peace of mind and presence that could be achieved?
  • Developing a hobby into a future career. Doing what you love and getting paid to do it. That’s a hard one to beat.

One hour a day doing something that could make your life better. It might mean sacrificing something else. Is there something you could cut away? Anything, that is not as important as your future you? Who is too busy to spend one hour a day improving one’s self?


Feature photo by Mathieu Stern on Unsplash

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